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One of the most useful forms of payment available is the credit card. A credit card can get you out of some pretty sticky situations, but it can also get you into some, as well, if not used correctly. Learn how to avoid the bad situations with the following tips.
Only open a credit card at a retail store if you shop there often. When a retail store inserts an inquiry onto your credit in order to qualify you for a card, this is recorded onto your credit report regardless of whether you actuall...
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